Overdraft Protection
We all would like to save ourselves from the inconvenience of checks bouncing! Sign up for one of our Overdraft Protection options and avoid having checks returned. You can have funds transferred from your Savings, Checking, Cash Management, Pre-approved Line of Credit, or other qualified accounts. To find out how you can apply for any or all of these terrific timesaving services, E-mail us, or call our Members Service Center at 409.963.1191. If you prefer, you may visit us at one of our GCU office locations.
Stop Payment
Your security and peace of mind is very important to us! GCU can perform a stop payment of a check, or electronic withdrawal, drawn on your checking account at your authorized request. Stop payments are executed on the spot, so there's no waiting period for the hold to take place.
Stop payment requests may be taken over the phone, if you have qualified yourself properly with our New Accounts Dept., or in person at any office location. For security purposes, member verification is required and a fee will be debited from your checking account to make a stop payment. Call our offices at 409.963.1191 for further information.
Notary Public
Need a document notarized? No problem. An authorized notary officer is available at all office locations to sign and seal official documents. You will have peace of mind knowing that forms are completed in a legal and accurate manner. There is no service charge for GCU members. Also available, we have employees who can guarantee signatures for member documents.
Night Depository
We have convenient night depository drops at all of our locations. The drops are located in the drive-thru section in the first lane. Call us at 409.963.1191 with any specific questions.
Insurance Services
Credit Life and Credit Disability Insurance
Sign up for Credit Life and Credit Disability Insurance from CUNA Mutual when you sign for your loan. As a credit union member, you and your family can have the valuable financial protection you need when you take out a loan. Premiums for the coverage you select are reasonable. In fact, when you compare the cost of Credit Life and Credit Disability Insurance with the benefits offered, you'll find the coverage well worth it.
Credit Life and Credit Disability Insurance can:
- Reduce your financial burden and protect your family;
- Protect your income, your collateral and your credit rating;
- Provide coverage at home and at work; and
- Provide peace of mind.
Plan Benefits and Cost
It's reassuring to know that not only your family can be financially protected but your collateral and your income can be protected with Credit Life and Credit Disability Insurance. In the event of your death, Credit Life Insurance pays the insured balance of your loan, up to the policy maximum. Should you become totally and continuously disabled by a covered sickness or accident that persists beyond the policy waiting period, your loan payments are protected.
Qualification and Signup
To qualify for Credit Life, you must not have reached the maximum eligible age on the date of your loan and actively at work. If a member is not working at the time of the advance, the statement of good health applies.
- You must not have reached the maximum eligible age on the date of your loan;
- You must be actively at work and regularly performing all the usual duties of a full-time, gainful occupation; and
- Only one member may be insured for any one loan.
Eligibility, exclusions, benefits, and termination provisions vary according to Gulf Credit Union's master contract, which is controlling in all instances. Be sure to consult a loan officer at Gulf Credit Union for complete details.
Sign Up Now!
Applying for Credit Life and Credit Disability Insurance is easy. The sooner you enroll, the sooner you'll have this important financial coverage working for you and your family. Talk to a loan officer today.
Insured Funds
How Much Does It Cost?
Coverage costs just pennies a day. Premiums can be added to your monthly loan payments for your convenience.
Need an answer?
Please contact us by phone at 409.963.1191, through email or stop by one of our branch locations for more information about Gulf Credit Union.
