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AS OF 03.01.05
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LIMITS |
RATES |
 |
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| MasterCard Standard |
up to $4,999 |
9.9% |
| MasterCard Gold |
$ 5,000 - $10,000 |
8.9% |
| MasterCard Platinum |
$10,001 - $15,000 |
7.9% |
| Visa Standard |
up to $4,999 |
9.9% |
| Visa Gold |
$5,000 - $10,000 |
8.9% |
- NO ANNUAL MEMBERSHIP FEE
- 25 DAYS GRACE PERIOD FOR REPAYMENT OF BALANCES FOR PURCHASES
(Cash Advances are not included - finance charges start the date of transaction)
- NO MINIMUM FINANCE CHARGE
- NO TRANSACTION FEE FOR PURCHASES
- NO TRANSACTION FEE FOR CASH ADVANCES
(If you obtain a cash advance by using an automated teller machine, you may be charged any amount imposed upon the credit union by the owner or operator of the machine.)
- OVERT THE CREDIT LIMIT BY 10% OR GREATER: $10.00
LATE PAYMENT FEE: 5% OF THE MINIMUM PAYMENT DUE
- RETURN ITEM UNPAID FEE: $25.00
- CREDIT CARDS CAN BE DONE AS SHARE SECURED. THE AMOUNT REQUIRED TO BE SECURED IS THE REQUEST LIMIT PLUS 10%. THE INTEREST RATES ARE NOT ANY DIFFERENT THAN FOR AN UNSECURED CARD.
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