Managed Risk Lending is Here!
GCU is pleased to offer our members a Managed Risk Lending Program to help as many members as possible obtain credit. We realize that some of our members have experienced some difficulty with their credit in the past, and as a result, we or other lenders may have rejected their loan request, forcing these members to pay extraordinary high rates elsewhere.
The way our Managed Risk Lending Program works is that the rate a member pays will be determined by their credit history. Members with good credit histories will receive our very best rates, some of the best rates offered by any lender.
Other members, who may have had credit problems in the past, will be assigned rates consistent with their credit history. At GCU, we will almost always offer member rates that are lower than elsewhere.
We encourage all of our members to call us regarding our Managed Risk Lending Program. At GCU, we strive to help you obtain credit and save money. If you are not sure what rate you are currently paying another lender, call them first, then call us. WE WANT TO HELP!
Need an answer?
Please contact us by phone at 409.963.1191, through email or stop by one of our branch locations for more information about Gulf Credit Union.







