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Whether you are in search for higher yields on your deposits or lower rates for your VISA/MasterCard, auto loan, consumer loan, or mortgage, be sure to compare our rates before applying for credit elsewhere.
Savings/Deposit Accounts |
Dividend Rates |
APY
Annual Percentage Yield |
Interest |
Share Accounts
Minimum to open $25.00, Minimum Balance $25.00 |
1.00% |
1.00% |
Interest Compounded and Paid Quarterly |
Share Draft
Minimum to open $50.00, No minimum balance. No service charge |
0.50% |
0.50% |
Compounded and Paid Quarterly $ 500.00 min. required |
Christmas Club |
1.00% |
1.00% |
Interest Compounded and Paid Quarterly |
Cash Management
Minimum $2,000.00 / no set term |
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|
|
| $0 - $1,999.99 |
1.00% |
1.00% |
Interest Compounded and Paid Monthly |
| $2,000 - $24,999.99 |
1.70% |
1.71% |
Interest Compounded and Paid Monthly |
| $25,000 - $49,999.99 |
1.95% |
1.97% |
Interest Compounded and Paid Monthly |
| $50,000 - $74,999.99 |
2.20% |
2.22% |
Interest Compounded and Paid Monthly |
| $75,000 - Over |
2.40% |
2.43% |
Interest Compounded and Paid Monthly |
IRA Certificates
(Traditional, Roth, and Educational) |
|
|
|
3 Months
Minimum $500.00 |
2.10% |
2.12% |
Interest Comp. and Paid Monthly |
6 Months
Minimum $500.00 |
2.25% |
2.27% |
Interest Comp. and Paid Monthly |
12 Months
Minimum $500.00 |
2.40% |
2.43% |
Interest Comp. and Paid Monthly |
18 Months
Minimum $500.00 |
2.60% |
2.63% |
Interest Comp. and Paid Monthly |
24 Months
Minimum $500.00 |
2.70% |
2.73% |
Interest Comp. and Paid Monthly |
Share Certificates |
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|
|
3 Months
Minimum $500.00 |
2.10% |
2.12% |
Interest Comp. and Paid Monthly |
6 Months
Minimum $500.00 |
2.25% |
2.27% |
Interest Comp. and Paid Monthly |
12 Months
Minimum $500.00 |
2.40% |
2.43% |
Interest Comp. and Paid Monthly |
18 Months
Minimum $500.00 |
2.60% |
2.63% |
Interest Comp. and Paid Monthly |
24 Months
Minimum $500.00 |
2.70% |
2.73% |
Interest Comp. and Paid Monthly |
IRA Club Accounts |
|
|
|
$100.00 Minimum |
1.25% |
1.26% |
Interest Comp. and Paid Quarterly |
TUTMA |
1.00% |
1.00% |
Interest Comp. and Paid Quarterly |
Interest calculated daily. Effective Date: 05/16/2008
Rates are subject to change at anytime.
Please call the credit union for current rates.
Description |
Paper Grade |
24 Months |
36 Months |
48 Months |
60 Months |
72 Months |
84 Months |
120 Months |
Current |
New and Used Autos |
A+
A
B
C
D |
5.25%
5.50%
6.50%
9.25%
10.75% |
5.25%
5.50%
6.50%
9.25%
10.95% |
5.25%
5.50%
6.50%
9.25%
11.15% |
5.25%
5.50%
6.75%
9.75%
11.50% |
5.75%
6.00%
7.25%
10.25%
11.75% |
Other Collateral |
A+
A
B
C
D |
5.75%
6.00%
6.50%
9.25%
10.75% |
5.75%
6.00%
6.50%
9.25%
10.95% |
5.75%
6.00%
6.50%
9.25%
11.15% |
5.75%
6.00%
6.75%
9.75%
11.50% |
6.25%
6.50%
7.25%
10.25%
11.75% |
7.25%
7.50%
8.50%
11.00%
12.25% |
8.25%
8.50%
9.50%
11.75%
12.75% |
Signature |
A+
A
B
C
D |
9.75%
10.00%
11.00%
13.60%
15.60% |
9.00% (12 mos)
9.00% (12 mos)
10.00% (12 mos)
12.65%
14.65% |
9.50% (24 mos)
9.50% (24 mos)
10.50% (24 mos)
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[ Special signature up to
$2500/24 mos. offered
during special promotions ]
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|
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Home Improvemt. |
A
B
C
D |
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CD Secured |
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|
|
|
|
|
|
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2% above rate pd on CD (VRL) |
Share Secured |
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|
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|
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2% Above Rate
36 month |
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3% Above Rate
60 month |
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4% Above Rate
120 month (VRL) |
Stock |
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Credit Card: Regular |
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|
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|
|
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10% |
Credit Card: Gold |
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9% |
Credit Card: Platinum Mastercard |
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8% |
Overdraft Protection |
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10.50%
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Effective Date: March 31, 2008
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