About Us

Core Values

We reflect our Core Values because we “do the right thing” by investing in:

• Honesty: We invest in honesty and open communication.
  We earn member trust every day with sincerity and integrity in all that we do.
• Dedication: We invest by our dedication to service to our members.
  We strive to always give the best in our respective jobs. We show this by striving for success in everything we do through commitment and loyalty.
• Member Experience: We invest in our members. They are most important to us; they are people and not numbers.
  We strive to provide the best service experience possible, creating ongoing and lasting relationships with our members. We embrace change, innovation for efficiencies, accuracy and continual improvement in all areas of our organization.
• Respect: We invest in treating others professionally and with dignity.
  We will value others’ time, skills, views and contributions. We respect ourselves and maintain professional conduct inside and outside of work.
• Great People: We invest in people, whether they are members, employees or people in our community. People are our most valuable resource.
  We strive to maintain a sense of fairness and a sense of humor in all dealings with others.
• Community: We invest by being involved in supporting the growth and quality of life in our community.
  We support local organizations by making donations of time, resources and money. We offer support and encouragement to worthy causes, especially those that enrich our community.

What Is a Credit Union?

A credit union is a member-owned financial cooperative, owned, and democratically controlled by its members and operated for the purpose of promoting thrift, providing credit at competitive rates, and delivering other financial services to its members.

As a cooperative, a credit union is unique in the financial world. Credit unions exist to serve their members. Gulf Credit Union is dedicated to the philosophy of “People Helping People.” Rather than paying profits to stockholders, credit unions return earnings to members in the form of dividends and improved member services at rates frequently more favorable than those available at banks.