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About Us

Gulf Credit Union has been privileged to serve our members since 1939 by providing a wide range of outstanding financial products and services.

Gulf Credit Union began in an office at the Gulf Oil company with just two employees. Today, we have grown to nearly 100 employees serving approximately 27,000 members. We have created strong relationships with our members for more than 75 years, and we consider it an honor to meet the needs of new members as well.

Anyone who lives or works in Jefferson, Hardin, or Orange County can become part of our growing financial family and enjoy benefits including free bill pay; e-statements; an instant-issue debit card at our Groves location (next day at all other locations); the ability to choose your own PIN; mobile banking; low interest loan rateschecking accounts with overdraft protection, and much more.

We also offer you convenient locations throughout Southeast Texas – in Beaumont, Bridge City, Groves, and Mid County – as well as mobile banking apps, shared branching, and online access so you can bank from virtually anywhere.

Because we are a credit union, our financial institution is owned by our members. You are treated as an individual because we understand no two people are alike nor have the same needs. That’s why we work hard to create relationships that allow us to match you and your needs with our products and services.

We invite you to visit our friendly and knowledgeable staff at the location nearest you, or contact us to learn more about how we can help meet your financial needs.

Our Vision

Gulf Credit Union’s vision is to “create a relationship” with members. Our vision is met by matching our members’ needs with the right product.

Board of Directors

Name Term Ends
Libby Arnold, Chairwoman 2021
Carl Duplantis, Vice Chairman 2021
Camille Jones, Secretary 2019
Robert Adams, Treasurer 2019
Karen Brown 2020
Barry Gorman 2020
Johnny Lewallen 2019

Our Mission

From generation to generation, Gulf Credit Union is your partner in fulfilling your financial dreams.

Executive Staff

Ron Burkhalter, President / CEO
Linda Rials, Vice President of Finance
Cindy Winfrey, Vice President of
Kristy Byers, Assistant Vice President of
Shirley Manuel, Assistant Vice President
of Lending Operations
Todd Gaudin, Vice President of
Commercial Lending
Greta Smith, Human Resource Director
Sue Rogers, Marketing Director
Stephine Adams, Risk Management
Kathy Wolford, Executive Assistant
John Pat White, II; CRPC, Vice
President of Wealth Management,
Gulf Investment Group

Core Values

We reflect our Core Values because we “do the right thing” by investing in:

  • Honesty: We invest in honesty and open communication.
    We earn member trust every day with sincerity and integrity in all that we do.
  • Dedication: We invest by our dedication to service to our members.
    We strive to always give the best in our respective jobs. We show this by striving for success in everything we do through commitment and loyalty.
  • Member Experience: We invest in our members. They are most important to us; they are people and not numbers.
    We strive to provide the best service experience possible, creating ongoing and lasting relationships with our members. We embrace change, innovation for efficiencies, accuracy and continual improvement in all areas of our organization.
  • Respect: We invest in treating others professionally and with dignity.
    We will value others’ time, skills, views and contributions. We respect ourselves and maintain professional conduct inside and outside of work.
  • Great People: We invest in people, whether they are members, employees or people in our community. People are our most valuable resource.
    We strive to maintain a sense of fairness and a sense of humor in all dealings with others.
  • Community: We invest by being involved in supporting the growth and quality of life in our community.
    We support local organizations by making donations of time, resources and money. We offer support and encouragement to worthy causes, especially those that enrich our community.

What Is a Credit Union?

A credit union is a member-owned financial cooperative, owned, and democratically controlled by its members and operated for the purpose of promoting thrift, providing credit at competitive rates, and delivering other financial services to its members.

As a cooperative, a credit union is unique in the financial world. Credit unions exist to serve their members. Gulf Credit Union is dedicated to the philosophy of “People Helping People.” Rather than paying profits to stockholders, credit unions return earnings to members in the form of dividends and improved member services at rates frequently more favorable than those available at banks.

Holiday Closures 2018

Date Observed

New Year’s Day

Monday, January 1

President’s Day

Monday, February 19

Good Friday/Easter Holiday

Friday, March 30 and Saturday, March 31

Monday, May 28

Independence Day

Wednesday, July 4

Labor Day

Monday, September 3


Thursday, November 22
Friday, November 23
Saturday, November 24


Monday, December 24
Tuesday, December 25
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