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About Us

Gulf Credit Union has been privileged to serve our members since 1939 by providing a wide range of outstanding financial products and services.

Gulf Credit Union began in an office at the Gulf Oil company with just two employees. Today, we have grown to nearly 100 employees serving approximately 27,000 members. We have created strong relationships with our members for more than 75 years, and we consider it an honor to meet the needs of new members as well.

Anyone who lives or works in Jefferson, Hardin, or Orange County can become part of our growing financial family and enjoy benefits including free bill pay; e-statements; an instant-issue debit card at our Groves location (next day at all other locations); the ability to choose your own PIN; mobile banking; low interest loan rateschecking accounts with overdraft protection, and much more.

We also offer you convenient locations throughout Southeast Texas – in Beaumont, Bridge City, Groves, and Mid County – as well as mobile banking apps, shared branching, and online access so you can bank from virtually anywhere.

Because we are a credit union, our financial institution is owned by our members. You are treated as an individual because we understand no two people are alike nor have the same needs. That’s why we work hard to create relationships that allow us to match you and your needs with our products and services.

We invite you to visit our friendly and knowledgeable staff at the location nearest you, or contact us to learn more about how we can help meet your financial needs.

Our Vision

Be the trusted financial partner by delivering innovative solutions that provide value and convenience to our members.

Board of Directors

Name Term Ends
Johnny Lewallen, Chairman 2022
Barry Gorman, Vice Chairman 2023
Karen Brown, Secretary 2023
Robert Adams, Treasurer 2022
Logan Delcambre 2024
Joshua Lege 2024
Camille Jones 2022

Our Mission

To build lifelong relationships one experience at a time.

Executive Staff

Todd Gaudin, President / CEO
Kathy Wolford, Executive Assistant
Stephine Adams, Chief Operations Officer/COO
Linda Rials, Chief Financial Officer/CFO
Bambi McGinn, Chief Information Officer/CIO

Management Staff

Kristy Byers, Consumer Lending Manager
Georgetta Carvin, Risk Management Director
Veronica Chaney, Assistant Vice President of Branch Operations
Tracy Chesser, Assistant Vice President of Lending
Lana Faulk, Collections Manager
Lacy Martin, FSR Manager
Stefanie Miguez, Support Services Manager
Dawanda Minor, Mortgage Lending Manager
Sue Rogers, Marketing Director
Nate Sanford, IT Manager
Amanda Skinner, Business Systems Director
Greta Smith, Human Resource Director
Benji Sticker, Accounting Manager

Core Values – GULF

  • Growth – We are committed to investing in the growth of our employees, members, and communities.
  • Uniqueness – We encourage creativity and embrace everyone for their unique contributions.
  • Leadership – We lead with integrity, respect, and courage to shape a better future for others.
  • Focus – We focus on improving processes and delivering innovative solutions to those we serve.

What Is a Credit Union?

A credit union is a member-owned financial cooperative, owned, and democratically controlled by its members and operated for the purpose of promoting thrift, providing credit at competitive rates, and delivering other financial services to its members.

As a cooperative, a credit union is unique in the financial world. Credit unions exist to serve their members. Gulf Credit Union is dedicated to the philosophy of “People Helping People.” Rather than paying profits to stockholders, credit unions return earnings to members in the form of dividends and improved member services at rates frequently more favorable than those available at banks.

Holiday Closures 2021

New Year's DayFriday, January 1
MLK Jr DayMonday, January 18
President’s DayMonday, February 15
Good Friday/Easter HolidayFriday, April 2
Saturday, April 3
Memorial DayMonday, May 31
Independence DayMonday, July 5
Labor DayMonday, September 6
Columbus DayMonday, October 11
Veterans DayThursday, November 11
Thanksgiving Day/HolidayThursday, November 25
Friday, November 26
Saturday, November 27
Christmas Eve/DayThursday, December 23
Friday, December 24
Saturday, December 25
New Year's EveFriday, December 31

Holiday Closures 2022

New Year's DaySaturday, January 1
MLK Jr DayMonday, January 17
President’s DayMonday, February 21
Good Friday/Easter HolidayFriday, April 15
Saturday, April 16
Memorial DayMonday, May 30
JuneteenthMonday, June 20
Independence DayMonday, July 4
Labor DayMonday, September 5
Columbus DayMonday, October 10
Veterans DayFriday, November 11
Thanksgiving Day/HolidayThursday, November 24
Friday, November 25
Saturday, November 26
Christmas Eve/DayFriday, December 23
Saturday, December 24
Monday, December 26
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