Loan Rates
(Effective Date: October 3, 2025)
New and Used Autos
| Term | APR* |
|---|---|
| 36 months | As low as 4.25% |
| 48 months | As low as 4.50% |
| 60 months | As low as 4.50% |
| 72 months | As low as 5.00% |
| 84 months | As low as 5.50% |
Recreational Vehicles
| Term | APR* |
|---|---|
| 36 months | As low as 6.00% |
| 48 months | As low as 6.25% |
| 60 months | As low as 6.25% |
| 72 months | As low as 6.75% |
| 84 months | As low as 7.25% |
Personal Loan
| Term | APR* |
|---|---|
| Up to 72 months | As low as 12.00% |
“Good2Go” Quick Loan
No credit check. $20 processing fee.
| Term | APR* |
|---|---|
| Up to 6 months | 18% |
Overdraft Protection
| Term | APR* |
|---|---|
| Up to 36 months | As low as 10.50% |
Share and CD Secured
| Term | APR* |
|---|---|
| Up to 120 months | 2.00% over rate |
Mortgage and Real Estate
| Term | |
|---|---|
| 10 year | As low as 5.50% |
| 15 year | As low as 5.75% |
| 20 year | As low as 6.00% |
| 30 year | As low as 6.25% |
Home Equity
| Term | |
|---|---|
| 10 year | As low as 5.50% |
| 15 year | As low as 5.75% |
| 20 year | As low as 6.00% |
| 30 year | As low as 6.25% |
Unimproved Land
As low as 5.75%
Construction
As low as 6.75%
Barndominium
Contact the Mortgage Department for details. 409.963.1191 • 800.448.5328
Rates are subject to change at anytime. Real Estate/Mortgage rates do NOT apply to Commercial Real Estate loans.
All rates are based on credit approval. Other restrictions may apply.
*All rates are annual percentage rates (APR)
