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Access Services

AtGulf Credit Union, we provide you with easy access to a full spectrum of services designed to help you manage your finances and fulfill your financial dreams. From online banking and bill pay to assistance with managing your credit and so much more, we’re here to help you enjoy the maximum benefits of your membership.

Online Banking

For better protection and security, our online banking login screen uses a security program called “Multi-Factor” Authentication (MFA). MFA security is designed to protect online banking members from the growing number of internet security threats.

This system was created to help keep computer hackers and dishonest users from accessing your accounts. We realize this process may seem difficult at first, but we are here to help you if you have any questions or concerns about using this program. The extra measures of security are taken to help secure our members who use Gulf Credit Union’s online services.

If you’ve never used Online Banking, please call us at 409.963.1191 to set up your account access.
If you have used Online Banking and need help, please call us at 409.963.1191 or watch our video for helpful information

Online Bill Pay

Start saving time and money today with our Online Bill Pay.

It is quite simple. You can pay anyone at any time – day or night – from any computer. Online bill payment is not limited to paying companies and institutions. You can even pay individuals (i.e. the lawn guy, the babysitter, etc.) with online bill payment. With the click of a button, those funds can be deposited directly into their accounts too.

Log in to Online Banking, click on Pay Bills and follow the directions.

Manage My Credit Card

Click here to look at your transactions and statements, make online payments, and read about the card features.

You can also sign up to “go green” and receive paperless statements and communications. It’s easy, secure, convenient, cost-effective and it protects the environment.

Gulf Debit Rewards

With Gulf Debit Rewards, you will earn one (1) point for every $2 spent in eligible debit signature purchases. Simply select the credit option at checkout and sign up to earn points. Points can be redeemed on reward options such as merchandise, gift cards, and travel. There are also plenty of opportunities to earn bonus points and receive exclusive savings.

  • Earn Everyday Points
  • Earn Bonus Points
    • Shop over 2,000 merchants at our online mall and be rewarded even more. You’ll earn bonus points on all purchases using your Rewards card.
    • Through Amplifi card-linked offers: Shop our exclusive network of local and national merchants and earn bonus points just for using your card at participating merchants.
  • Redeem Your Points for Rewards
    • Click on the Gulf Debit Rewards link, or call 800.787.0958.

Credit Card Rewards

With Apex Rewards, you can earn points on every day qualifying purchases. You can also earn additional points when you take advantage of the retailer offers presented by Apex Rewards.

Sign in to your Apex Rewards account

CAT 24

CAT is financial convenience at your fingertips, 24 hours a day, seven days a week. Our phone service will guide you through your transactions in the privacy of your own home or office, or from wherever you can access a touchtone telephone.

CAT makes it possible to make many transactions that were previously possible only in person, such as:

  • Transfers between your accounts (as specified by the credit union)
  • Cleared checks verification
  • Account balances and more

All you need is:

  • A touchtone telephone
  • Your member number
  • Your Personal Identification Number (PIN)
  • CAT transaction code list

Simply dial 409.963.1432 or 800.448.5328, press 2, and follow the prompts.

For first-time users, you will be asked to enter the last four digits of your social security number. CAT will verify this information, then guide you to enter a new four-digit PIN. This PIN should be kept confidential as it is your login and access to your account(s). Do not use the last four digits of your Social Security Number or some other easily obtained number.

Mobile Deposit

Deposit checks straight from your phone. Safe. Secure. Simple.

It’s simple, it’s fast and it’s secure. Just download our FREE home banking app on your Android or iPhone, log in, select “menu”, select “accounts”, then select “mobile deposit”, endorse your checks and follow the step-by-step process to successfully make your mobile deposit.

If you have any questions or concerns, call us at 409.963.1191 or stop by one of our locations, and we will be happy to help you!

Click here to read about the benefits of this time-saving service.

Mobile Deposit Application End-User License Disclosure and Agreement

ADA Accessibility Disclaimer

Gulf Credit Union is committed to providing access to our website that is accessible to the widest possible audience in accordance with ADA standards and guidelines.  We are working to increase the accessibility and usability of our website to everyone.  If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at [email protected] or call 409.963.1191 for assistance.  All products and services on our website are also available at all locations.

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