Apply for a Loan

At Gulf Credit Union, we’re dedicated to providing you with a wide range of loans at reasonable rates. We’re here to help you find the type of loan that meets your specific needs, while also making the loan process as easy and convenient as possible.

Loan Categories

  • Auto Loans – Get a pre-approved auto loan easier by taking advantage of our relationships with local auto dealerships
  • Personal Loans – Apply for a loan to pay for virtually anything, from a dream vacation to new furniture
  • Mortgage Loans – Find the mortgage product that meets your specific needs
  • Credit Cards – Both personal and corporate credit cards
  • Certificates/Share Secured – Secure a loan using your share account or share certificates as collateral
  • "Good2Go" Quick Loans – Receive up to $1,000 with no credit check to finance personal purchases
  • Commercial Loans – Get help paying for real estate, construction, refinancing, and much more for your business
  • RV/Boat/Motorcycle – Finance your RV, boat, motorcycle, or other types of recreational vehicles
  • Student Loans – Get help paying for college expenses not covered by scholarships and federal loans
  • Overdraft Line of Credit – Get instant access to money for emergencies and avoid check overdrafts and fees

Our full range of loans also includes:

  • Home improvement
  • ATV
  • Motor homes, campers, and travel trailers
  • Trailer
  • Share secured loans
  • Farm equipment

Managed Risk Lending Program

This program is designed to help as many members as possible obtain credit. If you have had credit problems or been denied loans in the past, we still may be able to help you obtain a loan at reasonable rates. Contact us or stop by one of our locations to find out if our Managed Risk Lending Program can help you obtain credit and save money with a lower loan rate.

Pre-Approved Lobby Loans

Our pre-approved loans offer you the ultimate in convenience if you are planning to purchase an automobile. We can provide you with a pre-approved certificate that takes the hassle out of shopping at the car dealership of your choice. Simply contact us or stop by any of our locations to take advantage of this great service.

Loan Application