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Commercial Lending

Helping new and existing businesses grow and prosper has always been one of our goals at Gulf Credit Union. When you choose us for a commercial loan, you benefit from competitive rates, flexible terms, and a professional lending team that will help customize a loan to meet the unique needs of your business.

Available Loans

  • Commercial real estate
  • Interim construction for builders/developers
  • Owner occupied buildings/warehouses
  • Investment properties – residential and commercial
  • Refinancing of existing assets
  • Land acquisition
  • Land development loans
  • Equipment and machinery loans
  • Commercial vehicle

Business Credit Card Accounts

Gulf Credit Union
5140 W Parkway
Groves, TX 77619

Our Commercial Lending Team:

Todd Gaudin
Chief Lending Officer
NMLS #686516
[email protected]
409.984.7436 Office
409.974.7547 Fax


Tracy Chesser
Commercial Loan Specialist
NMLS #1490690
[email protected]
409.984.7477 Office
409.974.7547 Fax

Rhonda Lauritzen
Commercial Loan Processor
[email protected]
409.984.7457 Office
409.974.7547 Fax


If you would like to apply for a commercial loan, download the application (pdf), fill it out, and print it.

Click here for our Commercial Loan Checklist. Click here to download our Personal Financial Statement.

Once you have downloaded, completed and printed the loan application and the Personal Financial Statement, as well as have gathered your items from the Commercial Loan Checklist, please contact Todd Gaudin, VP of Commercial Lending, at 409.984.7436, or Tracy Chesser, Commercial Loan Specialist, at 409.984.7477, to set up an appointment to review your application, and to begin the next step of the process.

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