Certificates & Share Secured

Certificates Share Secured

certificates

Gulf Credit Union members can take advantage of a certificate‑secured or share‑secured loan, using the funds in your certificate or share account as collateral.

These secured loans are a smart option when you need funds for almost any purchase or personal expense. You’ll enjoy lower rates while continuing to earn dividends on your certificate or share account, and this type of loan can even help you build or strengthen your credit.

Ways to Apply for a Loan:

Asset 6@4x

Submit your loan application online

GulfAnywhereFINAL

Connect with a local representative

For your convenience, we offer a variety of payment options and terms.

  • Interest rate is 2% above the dividend rate
  • Loan is secured by share account or share certificate
  • Members can save money on lower rates and continue to earn dividends on share account/certificate