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Savings and Deposit Rates

(Effective June 30, 2018)

Savings/Deposit Accounts

Account Type Dividend Rates APY Interest
Share Accounts* .15% .15% Compounded and paid quarterly
Share Draft Accounts** .05% .05% Compounded and paid quarterly. $500 minimum required.
Christmas Club Account*** .15% .15% Compounded and paid quarterly

*Minimum to open $5, minimum balance $5
**Minimum to open $50, no minimum balance, no service charge, age 55+ 1 free box of checks per year
***No minimum balance

Cash Management

Amount Dividend Rates APY Interest
$1,999 or Less .15% .15% Compounded and paid monthly
$2,000-$24,999.99 .20% .20% Compounded and paid monthly
$25,000-$49,999.99 .35% .35% Compounded and paid monthly
$50,000-$74,999.99 .45% .45% Compounded and paid monthly
$75,000 or more .55% .55% Compounded and paid monthly

Minimum to open $2,000
6 withdrawals per month, only 3 checks per month

IRA Certificates – Traditional, Roth, and Educational

Term Dividend Rates APY Interest
3 months .15% .15% Compounded and paid monthly
6 months .30% .30% Compounded and paid monthly
12 months .55% .55% Compounded and paid monthly
18 months .65% .65% Compounded and paid monthly
24 months .90% .90% Compounded and paid monthly
36 months 1.10% 1.11% Compounded and paid monthly

Minimum of $500

Share Certificates

Minimum of $500

Term Dividend Rates APY Interest
3 months .15% .15% Compounded and paid monthly
6 months .30% .30% Compounded and paid monthly
12 months .55% .55% Compounded and paid monthly
18 months .65% .65% Compounded and paid monthly
24 months .90% .90% Compounded and paid monthly
36 months 1.10% 1.11% Compounded and paid monthly

IRA Club Accounts

Minimum Balance Dividend Rates APY Interest
$100 .15% .15% Compounded and paid quarterly

TUTMA

Dividend Rates APY Interest
.25% .25% Compounded and paid quarterly

Interest calculated daily. Rates are subject to change at anytime. Please contact the credit union for current rates.

Safe Deposit Box Fees

Size Fee
3x5x21 $20/yr
3x10x21 $30/yr
5x10x21 $40/yr
10x10x21 $60/yr
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