Savings/Deposit Accounts
| Account Type |
Dividend Rates |
APY |
Interest |
| Share Accounts* |
.15% |
.15% |
Compounded and paid quarterly |
| Share Draft Accounts** |
.05% |
.05% |
Compounded and paid quarterly. $500 minimum required. |
| Christmas Club Account*** |
.15% |
.15% |
Compounded and paid quarterly |
*Minimum to open $5, minimum balance $5
**Minimum to open $50, no minimum balance, no service charge, age 55+ 1 free box of checks per year
***No minimum balance
Cash Management
| Amount |
Dividend Rates |
APY |
Interest |
| $1,999 or Less |
.15% |
.15% |
Compounded and paid monthly |
| $2,000-$24,999.99 |
.20% |
.20% |
Compounded and paid monthly |
| $25,000-$49,999.99 |
.35% |
.35% |
Compounded and paid monthly |
| $50,000-$74,999.99 |
.45% |
.45% |
Compounded and paid monthly |
| $75,000 or more |
.55% |
.55% |
Compounded and paid monthly |
Minimum to open $2,000
6 withdrawals per month, only 3 checks per month
IRA Certificates – Traditional, Roth, and Educational
| Term |
Dividend Rates |
APY |
Interest |
| 3 months |
.15% |
.15% |
Compounded and paid monthly |
| 6 months |
.30% |
.30% |
Compounded and paid monthly |
| 12 months |
.55% |
.55% |
Compounded and paid monthly |
| 18 months |
.65% |
.65% |
Compounded and paid monthly |
| 24 months |
.90% |
.90% |
Compounded and paid monthly |
| 36 months |
1.10% |
1.11% |
Compounded and paid monthly |
Minimum of $500
Share Certificates
Minimum of $500
| Term |
Dividend Rates |
APY |
Interest |
| 3 months |
.15% |
.15% |
Compounded and paid monthly |
| 6 months |
.30% |
.30% |
Compounded and paid monthly |
| 12 months |
.55% |
.55% |
Compounded and paid monthly |
| 18 months |
.65% |
.65% |
Compounded and paid monthly |
| 24 months |
.90% |
.90% |
Compounded and paid monthly |
| 36 months |
1.10% |
1.11% |
Compounded and paid monthly |
IRA Club Accounts
| Minimum Balance |
Dividend Rates |
APY |
Interest |
| $100 |
.15% |
.15% |
Compounded and paid quarterly |
TUTMA
| Dividend Rates |
APY |
Interest |
| .25% |
.25% |
Compounded and paid quarterly |
Interest calculated daily. Rates are subject to change at anytime. Please contact the credit union for current rates.
Safe Deposit Box Fees
| Size |
Fee |
| 3x5x21 |
$20/yr |
| 3x10x21 |
$30/yr |
| 5x10x21 |
$40/yr |
| 10x10x21 |
$60/yr |
