Savings/Deposit Accounts
Account Type |
Dividend Rates |
APY |
Interest |
Share Accounts* |
.15% |
.15% |
Compounded and paid quarterly |
Business Share Accounts* |
.15% |
.15% |
Compounded and paid quarterly. |
Share Draft Accounts** |
.05% |
.05% |
Compounded and paid quarterly. $500 minimum required. |
Business Share Draft Accounts**** |
.05% |
.05% |
Compounded and paid quarterly. $500 minimum required. |
Senior Share Draft Accounts** |
.05% |
.05% |
Compounded and paid quarterly. $500 minimum required. |
Christmas Club Account*** |
.15% |
.15% |
Compounded and paid quarterly |
* Minimum to open $5, minimum balance $5
** No minimum balance required to open, no service charge, age 55+ 1 free box of checks per year
*** No minimum balance required to open, no withdrawals prior to distribution date, balance on deposit distributed on November 15 of each year
**** No minimum balance required to open, no service charge
Cash Management
Amount |
Dividend Rates |
APY |
Interest |
$1,999 or Less |
.15% |
.15% |
Compounded and paid monthly |
$2,000-$24,999.99 |
.20% |
.20% |
Compounded and paid monthly |
$25,000-$49,999.99 |
.35% |
.35% |
Compounded and paid monthly |
$50,000 and over |
.45% |
.45% |
Compounded and paid monthly |
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|
|
|
Minimum to open $2,000
6 withdrawals per month
IRA Certificates – Traditional, Roth, and Educational
Term |
Dividend Rates |
APY |
Interest |
6 months |
.25% |
.25% |
Compounded and paid monthly |
12 months |
.40% |
.40% |
Compounded and paid monthly |
24 months |
.65% |
.65% |
Compounded and paid monthly |
36 months |
.80% |
.80% |
Compounded and paid monthly |
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|
|
|
|
|
|
|
Minimum to open $500
Share Certificates
Term |
Dividend Rates |
APY |
Interest |
6 months |
.25% |
.25% |
Compounded and paid monthly |
12 months |
.40% |
.40% |
Compounded and paid monthly |
24 months |
.65% |
.65% |
Compounded and paid monthly |
36 months |
.80% |
.80% |
Compounded and paid monthly |
Minimum to open $500
Early Withdrawal Penalties. We will impose a penalty if You withdraw any principal funds before the maturity date. For Accounts with a term to maturity equal to or less than 12 months, the penalty imposed will equal 90 days’ interest. For Accounts with a term to maturity greater than 12 months, the penalty imposed will equal 180 days’ interest.
IRA Club Accounts
Minimum Balance |
Dividend Rates |
APY |
Interest |
$100 |
.15% |
.15% |
Compounded and paid quarterly |
TUTMA
Dividend Rates |
APY |
Interest |
.15% |
.15% |
Compounded and paid quarterly |
Interest calculated daily. Rates are subject to change at anytime. Please contact the credit union for current rates.
Safe Deposit Box Fees
Size |
Fee |
3x5x21 |
$20/yr |
3x10x21 |
$30/yr |
5x10x21 |
$40/yr |
10x10x21 |
$60/yr |