Student Loans

The Gulf Credit Union* Smart Option Student Loan by Sallie Mae®

Now you can pay for college the smart way with three great repayment options and competitive interest rates

The loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. The Smart Option Student Loan features and benefits such as:

To apply for a loan, please click here.

  • A choice of competitive fixed and variable interest rates to provide even more choice and flexibility
  • No origination fees and no prepayment penalty
  • Ability to borrow up to 100% of school certified education costs (minimum $1,000)
  • Multiple in-school repayment options available
  • Borrower benefits available – like rewards and interest rate reductions
  • Rates that reward creditworthy borrowers
  • Option to apply with a creditworthy cosigner to help you qualify and/or receive a lower rate
  • Quick credit result by applying online
  • 24/7 online account management

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*We are compensated for the referral of Smart Option Student Loan customers.