Member Resources
Use this calculator to generate an estimated amortization schedule for your current mortgage.
Use this calculator to help you determine your monthly car loan payment or your car purchase price.
Debt to Income Ratio Calculator
Use this calculator to help you you determine the percentage of your monthly income that goes toward paying debts, providing insight into your financial health and borrowing capacity.
Savings & Investments Calculator
Use this calculator to help you estimate the growth of your savings or investments over time.
This calculator helps you estimate the growth of your investment or savings by calculating interest earned on both the initial principal and the accumulated interest over time.
This calculator helps you calculate the monthly payments and breakdown of principal and interest for a loan over its term, providing a detailed repayment schedule.
Use your MasterCard® Debit Card instead of writing a check to make purchases. You can also use it to obtain cash at any ATM displaying the Cirrus, Pulse, or MasterCard® logo. Each purchase or cash withdrawal is automatically deducted from your Gulf Credit Union checking account and itemized on your statement.
You can use your MasterCard® Debit Card surcharge-free at any ATM with the co-op logo nationwide.
For lost or stolen MasterCard® Debit Cards, please call:
- 888.241.2510 (if calling within the U.S.)
- 909.941.1389 (if calling outside the U.S.)
To provide additional security to our debit cards, Gulf Credit Union now offers contactless cards.
Notary Public
Need a document notarized? No problem. We have numerous staff members who can notarize your documents, please call prior to verify someone is available at your location of choice. Signature Guarantee service is only available by appointment.
Sign up for Payment Protection through Minnesota Mutual when you sign for your loan. As a credit union member, you and your family can have the valuable financial protection you need when you take out a loan. Premiums for the coverage you select are reasonable. In fact, when you compare the cost of Payment Protection with the benefits offered, you’ll find the coverage well worth it.
Payment Protection can:
- Reduce your financial burden and protect your family
- Protect your income, collateral, and credit rating
- Provide coverage at home and at work
- Give you peace of mind
Plan Benefits
It’s reassuring to know that not only your family can be financially protected, but your collateral and your income can be protected with Payment Protection and Death Benefit. In the event of your death, Payment Protection pays the insured balance of your loan, up to the policy maximum. Should you become totally and continuously disabled by a covered sickness or accident that persists beyond the policy waiting period, your loan payments are protected.
Qualifications
To qualify for Payment Protection:
- You must have not reached the maximum eligible age on the date of your loan;
- You must be actively at work and regularly performing all of the usual duties of a full-time, gainful occupation; and
- Only one member may be insured for any one loan.
If a member is not working at the time of the advance, the statement of good health applies.
Eligibility, exclusions, benefits, and termination vary according to Gulf Credit Union’s master contract, which is controlling in all instances. Be sure to consult a loan officer at Gulf Credit Union for complete details.
Sign Up
Applying for Payment Protection and Death Benefit is simple. Talk with a loan officer today. The sooner you enroll, the sooner you’ll have this important financial coverage working for you and your family.
Cost
Coverage costs just pennies a day. Premiums can be added to your monthly loan payments for your convenience.
Whether you are in search for higher yields on your deposits or lower rates for your auto loan, consumer loan, or mortgage, be sure to compare our rates before applying for credit elsewhere.
If you are traveling within the U.S., we have travel-friendly products and services for you.
-
Shared Branching available for your convenience.
To help us limit any financial interruptions during your travel – whether you’re planning to travel abroad or within the U.S. – please contact us so we know your account will be affected by out of town transactions.