Choosing a Credit Union

When you join Gulf Credit Union, you’ll enjoy many benefits and advantages that banks simply can’t match. For example, we offer loans at rates that are often more reasonable than the average bank. We also provide a variety of other services tailored to meet your needs. In addition, our members elect our board of directors, which means you get a say in what’s important to you.

Great Financial Services

Our range of outstanding financial services includes:

  • Credit cards with no annual fees and low interest rates
  • Direct deposits and wire deposits
  • Savings accounts, CDs and Money Market accounts are available
  • Investment services
  • Free checking with no minimum balance requirements
  • Low interest rates on mortgages and vehicle loans
  • Online banking
  • Mobile banking

Personalized Service

As a credit union owned by its members, we pride ourselves in providing you with superior service and personalized attention. When compared to banks, credit unions (like ours) consistently earn higher customer satisfaction ratings. Just as importantly, Gulf Credit Union offers you friendly, experienced professionals who work with you to meet your financial goals while striving to make all transactions easier and more convenient.

Better Rates and Lower Fees

As with all credit unions, we pass any “profits” we make directly back to our members. Because there are no shareholders to keep happy, Gulf Credit Union is able to offer, on average, better loan rates and lower fees than most banks. We also typically offer higher rates on savings and certificates.

With all of these benefits and advantages, it’s easy to see why Gulf Credit Union is your best choice for financial services of almost any type.

Source: http://www.lovemycreditunion.org/why-join-a-credit-union